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June 2018 Archives

Securing a small business loan

Small business owners in Louisiana may be interested in the advantages provided by government-backed Small Business Administration loans. These loans can be appealing because they are offered in a range of sizes and can be repaid over a lengthy period at relatively low interest rates. The interest rates for alternative business loans can be substantially high, but bank loans backed by the SBA tend to have interest rates of around 7 percent APR. However, many business owners may face difficulties when applying.

Estate planning for separated spouses

Celebrity deaths like those of Kate Spade and Anthony Bourdain have drawn light to a particular issue in estate planning that can be just as significant for everyday families in Louisiana. While many spouses separate before divorcing and may hesitate to file divorce papers even as they lead separate lives, this can have unanticipated impacts on how key decisions and assets are handled in case of one spouse's death or incapacity. There are a number of reasons that can delay a formal divorce filing, especially if the separation is amicable; these can include informally handling child custody or sorting out the complications of businesses or other investments.

Proper valuation of collectibles important for estate plan

People who are considering estate planning in Louisiana should think not only about financial and real estate assets but collectibles and other assets as well. The Internal Revenue Service defines the term collectible to include works of art, antiques, precious metals and gems, rugs and other things that people might collect. The IRS has the power to make the determination whether a particular item is a collectible.

FMCSA notes increase in fatal large truck crashes in 2016

Despite advances in safety technology, large truck accidents are on the rise. This is according to a new data drill-down report from the Federal Motor Carrier Safety Administration. The FMCSA has been able to evaluate accurate crash data from 2016, and it found that there was a 3 percent increase in fatal large truck accidents from the previous year. Drivers in Louisiana may want to know more about the details.

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