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December 2019 Archives

Talking about estate planning over the holidays

Many families in Louisiana have a hard time discussing financial issues with each other. When families gather together, adult children may want to take the opportunity to talk about estate planning with their aging parents. It's important to broach the topic in a respectful way and let aging family members know that planning ahead is in their best interest.

Most Americans don't have health care directives

Ideally, all adults living in Louisiana will have a health care directive. A health care directive allows an individual to have greater control over the treatment that he or she receives after becoming ill or mentally incapacitated. It can also provide instructions as to how a person should be handled after passing on. Although living wills are legal in all 50 states as well as the District of Columbia, roughly two-thirds of Americans do not have one.

Most people only need one trust

Those who are creating an estate plan in Louisiana or any other state may want to create more than one trust. While this isn't always necessary, it is possible to have two or more trusts in effect at the same time. However, if the second trust is designed to rescind the first one, it is likely that the original document will no longer be considered valid. It is also possible that the second trust will be considered an amendment to the original document.

Business owners choose from four business forms

For people in Louisiana who are starting a business, there are four main types of business formation to choose from. Each of the different forms has its advantages and disadvantages; some of them are free or inexpensive to establish while others provide benefits with regard to taxation or the liability of the owner. It is possible in most situations to begin with a business in one form and transition later into another form. The four main types of business are sole proprietorships, partnerships, limited liability companies and corporations.

Buying a business is an alternative to creating one

There are a lot of reasons people in Louisiana chose the path of entrepreneurship over working for someone else. There's a difference between being good at something and figuring out how to make money pursuing it for a living. One way to jump-start the path to success is to consider buying an existing business rather than starting one from the ground up.

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